Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
 
Mortgage Rates Back to Highest Levels in a Week
12/12/2024 3:08 PM
It"s been a bummer of a week for mortgage rates with modest to moderate increases every day so far.  Adding insult to injury is the fact that there hasn"t been any compelling reason for the increase as far as this week"s new economic data is concerned. Economic data is a constant consideration for rates.  Generally speaking, weaker data ...Read More
 
Mortgage Rates Started Lower, But Ended Higher
12/11/2024 2:32 PM
Mortgage rates were having a pretty decent day at first.  The bond market was only slightly weaker overnight (implies some upward pressure on rates), but quickly improved after the Consumer Price Index (CPI) data at 8:30am ET.  Notably, CPI was right in line with forecasts--something that often results in lower conviction and volatility ...Read More
 
Mortgage Rates Moving Back Up
12/10/2024 2:34 PM
Between November 18th and December 6th, the average top tier 30yr fixed mortgage rate moved down from 7.08 to 6.68.  A 0.40% drop is rather significant, especially over the course of only 3 weeks.  Over the past 2 days, however, we"ve lost a quarter of that improvement. Today saw rates increase just a bit more than yesterday.  This ...Read More
 
Mortgage Rates Slightly Higher to Start New Week
12/9/2024 3:26 PM
Mortgage rates ended last week with an impressive drop to the lowest levels in more than a month and a half.  Today"s rates ended up being the 2nd lowest over that time after the average lender moved to just slightly higher levels to start the new new week.  Top tier conventional 30yr fixed rates spent most of November over 7% but fell b...Read More
 
Mortgage Rates Fall More Than Expected After Jobs Report
12/6/2024 3:29 PM
As of last week, rates were showing some signs of resilience, but they had to wait for the true test from this week"s jobs report. Spoiler alert: they passed the test. It wasn"t that the headline job count was particularly low, but it wasn"t strong enough to argue against the fact that the labor market has cooled off compared to the first hal...Read More
 
Mortgage Rates Little Changed Ahead of Big Jobs Report
12/5/2024 2:58 PM
It"s been a remarkably calm week for mortgage rates, and a fairly decent one relative to several recent examples.  The average top tier 30yr fixed rate hovered just over 7% for most of November before breaking back into the high 6% range at the beginning of last week.  Since then, there haven"t been any "bad days" for the mortgage market,...Read More
 
Mortgage Rates Start Higher, But End Lower
12/4/2024 3:23 PM
Mortgage lenders generally try to avoid setting rates more than once per day, but they will make changes if the underlying bond market is moving enough.  Mortgage Backed Securities (MBS) are the bonds that directly dictate mortgage rate movement.  When they"re stronger/higher, it implies downward pressure on rates and vice versa. MBS sta...Read More
 
Mortgage Rates Lower on Average, But Timing Matters
12/3/2024 2:30 PM
The bond market is the primary driver of mortgage rate movement and normally, "weakness" equates to higher rates.  Bonds are slightly weaker today compared to yesterday afternoon, but mortgage rates nonetheless managed to move lower.  What gives? Timing is partly to blame.  Bonds may be weaker than yesterday afternoon, but they"re s...Read More
 
Mortgage Rates Little-Changed After Last Week"s Improvement
12/2/2024 3:34 PM
Mortgage rates remain elevated relative to the levels seen in September and early October, but they"ve definitely moved down a bit from their recent highs.  Thanksgiving week saw the lowest daily average rate in exactly a month, but there"s never a guarantee the rate market will look the same on the following week.  Thankfully, it"s almos...Read More
 
Lowest Mortgage Rates in a Month
11/27/2024 1:53 PM
The interest rate market continues the healing process after taking heavy damage in October.  During the course of that month, the average top tier conventional 30yr fixed rate increased more than 0.75% and broke above 7.0% for the first time since early July.  The first few days of November saw some additional volatility with our rate in...Read More